Your interest rate

All Rosinca Mortgages customers are on a Product Variable Rate (PVR). This means your interest rate will always be a set percentage amount above the Bank of England (BoE) base rate for the full term of your mortgage.

If the base rate changes, your interest rate will also change soon after. When that happens, we’ll always write to you at least four working days before any change is made to your required monthly payment.

Read more about interest rate changes here.

Find out your interest rate and other information about your account

You can quickly find your current mortgage interest rate and monthly payment amount using our online Self-Serve system. This is available 24 hours a day, 7 days a week from any device.

What’s more, if your interest rate and monthly payment will be changing due to an interest rate change, you’ll see details of the new payment amount and the date this will apply.

For more details, please see our Self-Serve section.

Go online with Self-Serve

Sign In now – If you’ve already registered on Self-Serve, you can sign in to your account at any time, from any device.

Register now – to use Self-Serve for the first time, you’ll need to register and create your secure account.

For more details, please see our Self-Serve section.

You can also find your current interest rate on the latest rate change letter that we may have sent you, or in your most recent annual mortgage statement – noting that some of that information could be out of date depending on when the statement was sent, as changes may have occurred since then.

Alternatively, please contact us and we’ll give you this information.

If you’re worried about making your monthly mortgage payments or are already struggling, please call us and we’ll try to help. Simply talking to us won’t affect your credit file – and the sooner you get in touch the better, as there are often more ways we can help.

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